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From the UK and Canada to Singapore, what influences NRI investment decisions? See trends by country

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Parallel to the rapid growth of India’s investment environment, NRI investments are also steadily increasing. Although the Indian investment ecosystem is certainly a lucrative market for NRIs, many companies do not consider the investment horizon as a crucial factor while formulating their financial strategy. Against this backdrop, SBNRI, an NRI-centric investment platform, recently conducted a study to uncover the key factors that shape long-term or short-term investment decisions.

India’s investment ecosystem not only offers NRIs a wealth of investment options, including mutual funds, real estate, and stocks, but also offers unique opportunities to diversify their investment portfolio.

Key findings of the report.

Post-retirement planning

Along these lines, SBNRI’s research report found that 18% of NRIs based in Canada, followed by 16% in the UK and 12% in Singapore, are planning for retirement while developing a long-term investment strategy. It became clear that the emphasis was on planning. Meanwhile, 9% of his NRIs in Singapore attach great importance to asset preservation, compared to just 2% and 1% of her NRIs in the UK and Canada, respectively.

education funds

Additionally, the report found that only 4%, 3%, and 1% of NRIs in Canada, the UK, and Singapore, respectively, focus on education funding when making long-term investments. Ta.

“India has emerged as an attractive investment destination for NRIs, offering them a wide range of options and portfolio diversification,” said Mudit Vijaybergiya, Founder, SBNRI. But the choice between long-term and short-term investing can be exhaustive, from geopolitical funnel maneuvering to risk tolerance to tax implications, and there are many different ways to diversify your investments. The factors are intertwined. ”

Aggressive risk tolerance

In the area of ​​long-term investments, the SBNRI report found that 8% of Canadian-based NRIs have adopted an aggressive risk tolerance, compared to just 7% of UK and US NRIs. It has been revealed that the company is adopting a risk tolerance level. This is followed by 4% of her NRIs in the UK choosing a more conservative risk tolerance, compared to 3% in Canada and the US.

Additionally, 5% of NRIs in Canada, the US, and the UK choose a moderate risk tolerance when developing long-term investment strategies.

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Global factors influence investment decisions

In a highly competitive environment, global economic trends and geopolitical concerns typically impact every aspect of an industry. No exception, the SBNRI report found that 21% of NRIs in Singapore, followed by 15% in Canada and 11% in other countries, consider global economic trends and geopolitical stability when making long-term investment decisions. He also revealed that he was affected.

Conversely, only a fraction, with 4% in Canada and 3% and 2% in Singapore and other countries, respectively, do not prioritize geopolitical stability when making long-term investment decisions.

SBNRI’s report moved into the area of ​​short-term investments, examining instant liquidity as a key factor influencing short-term investments.

The report found that only 1% of NRIs in Australia and the UK consider immediate liquidity to be an important factor in their short-term investment decisions, compared to 3% in the US. revealed. However, we believe this is an important factor, with 7% NRIs from the UK and 6% NRIs from Australia and the US, and the numbers are increasing.

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  • The SBNRI report revealed that it is essential for NRIs to consider the tax implications while making investment decisions, given the favorable services to attract investments to India.

    About 13% of NRIs based in Canada, 9% and 8% from the US and other countries respectively, prefer to consider this as a very important aspect. Only 4% of Canadian NRIs, followed by 1% of NRIs from the US and other countries, do not focus on understanding the tax implications on their investments.

    Namit Singh SengarNamit writes about personal finance, economics, and brands.Currently…Read more

    First published: February 10, 2024, 13:11 IST

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